The rules this service runs under.

1. Who operates this service

This service is operated by [TO BE COMPLETED: COMPANY LEGAL NAME], registered in [TO BE COMPLETED: JURISDICTION] under company number [TO BE COMPLETED: COMPANY NUMBER], at [TO BE COMPLETED: REGISTERED ADDRESS].

It is licensed by [TO BE COMPLETED: REGULATOR] under licence number [TO BE COMPLETED: LICENCE NUMBER]. [TO BE COMPLETED: IF UNLICENSED, SAY SO PLAINLY AND STATE THE LEGAL BASIS ON WHICH IT OPERATES]

Contact for legal notices: [TO BE COMPLETED: LEGAL CONTACT].

2. Who may use it

You must be 18 or older. There is no exception to this and no discretion in it.

You must be somewhere this service is lawfully available. It is not offered in [TO BE COMPLETED: RESTRICTED STATES AND COUNTRIES], and it is your responsibility to know the law where you are. [TO BE COMPLETED: HOW LOCATION IS DETERMINED AND ENFORCED]

You may not use the service if you are excluded from gambling under any scheme that applies to you, or if you have previously been excluded from this service.

3. Your account

One account per person. Multiple accounts held by one person may be closed and balances on the duplicates forfeited. [FORFEITURE POLICY — confirm this is what the operator wants, since it is a strong remedy]

The details you register with must be accurate and yours. You are responsible for keeping your password secret; anything done through your account with your credentials is treated as done by you.

Accounts are personal and non-transferable. You may not sell, rent, share or lend an account.

[IDENTITY VERIFICATION — what documents are required, when they are demanded, and what happens to a balance while verification is pending]

4. Money

Balances are held in Indian rupees and recorded to four decimal places. Every movement — deposit, stake, payout, withdrawal, adjustment — is a signed row in an append-only ledger, and your balance is the sum of those rows. Your statement in the app is that ledger.

Deposits: minimum ₹100, maximum ₹2,00,000 per transaction [TO BE COMPLETED: CONFIRM]. A UPI request expires 20 minutes after it is generated.

Withdrawals: [TO BE COMPLETED: MINIMUM, MAXIMUM, FEE, REVIEW PERIOD]. Your balance is debited when the request is made, not when it is paid. Withdrawals are reviewed before payment and may be held while a verification or investigation is open.

[REFUNDS AND CHARGEBACKS — what happens when a deposit is reversed after it has been played]

[DORMANT ACCOUNTS — after what period, and what happens to a balance]

[TAX — who is responsible for declaring winnings, and whether tax is withheld at source]

5. Bonuses and promotions

[TO BE COMPLETED] There are no bonuses, free bets, referral rewards or loyalty schemes in the current build. If any are added, the wagering conditions attached to them belong in this section in full — a bonus whose conditions are not written down is the most common cause of a complaint in this industry.

6. How games are decided

This section is settled and is not a placeholder.

• Every outcome is drawn from a cryptographic random number generator. No outcome is inspected, re-rolled, weighted or adjusted after it is drawn.
• For games played in rounds, the outcome is sealed before betting closes.
• The house advantage comes entirely from the payout table — we pay less than true odds on a winning bet. There is no win-rate setting in this software, at any level of access, for any account.
• The house edge for each game is published on the games page and inside the game.
• Player-versus-player games (Ludo and Rummy) are not banked by the house. Players contribute to a pot, the winner takes it, and a rake of 15% is deducted. [TO BE COMPLETED: CONFIRM RAKE FIGURE AND WHETHER IT VARIES BY STAKE]
• When no human opponent is available within the waiting period, a bot may take a seat in Ludo or Rummy. Bots see only what a player in that seat would see, and give up the seat when a real player arrives. [TO BE COMPLETED: CONFIRM HOW THIS IS DISCLOSED IN-GAME]

Malfunctions void plays and pays. If a game, a server or a network fault produces a result that the rules of the game do not allow, that round is voided and stakes are returned. [DISCONNECTION POLICY — what happens to an in-progress hand, a Crash bet not yet cashed out, and a seated game when a player drops]

7. Fair use

You may not:

• use a bot, script, emulator farm or any automation to play;
• exploit a bug, mispriced table or error instead of reporting it — winnings from a known error may be reversed;
• collude with other players in Ludo or Rummy, including playing multiple seats at one table;
• use the service to move money for anyone else, or for any purpose other than playing;
• interfere with, probe or attempt to gain unauthorised access to the service.

Genuine security research is welcome; report it to security@casino.devtest9.xyz rather than testing it against live accounts.

8. Suspension and closure

We may suspend or close an account where there is a reasonable belief of fraud, collusion, money laundering, multiple accounts, underage use, or a breach of these terms; where a regulator or a court requires it; or where you ask us to.

You may close your account at any time by contacting support. Any balance is returned to you, less any amount properly withheld. [TO BE COMPLETED: WHAT MAY BE WITHHELD, AND ON WHAT EVIDENCE]

Self-exclusion is described on the responsible play page and takes precedence over anything in this section that would let an excluded account be reopened.

9. Complaints and disputes

Raise a complaint with support first — see Support for what to include. We aim to respond within within 24 hours and to resolve within [TO BE COMPLETED: RESOLUTION TARGET].

If you are not satisfied: [ESCALATION ROUTE — internal review, then an independent adjudicator or regulator if one exists]

Our records of bets, ledger entries and game outcomes are the primary evidence in a dispute. They are append-only and time-stamped, and you can see your own copy at any time in your statement.

10. Your data

[PRIVACY POLICY — what is collected, why, how long it is kept, who it is shared with, and how to request a copy or a deletion. This needs its own page, not a paragraph here.]

11. Changes to these terms

[TO BE COMPLETED: HOW CHANGES ARE NOTIFIED, HOW MUCH NOTICE IS GIVEN, AND WHAT HAPPENS TO A BALANCE IF YOU DO NOT ACCEPT THEM]

12. Liability and governing law

[LIABILITY LIMITS — a lawyer must draft this]

These terms are governed by the law of [TO BE COMPLETED: GOVERNING LAW], and the courts of [TO BE COMPLETED: COURTS] have jurisdiction.

13. Gambling is gambling

This is a real-money gambling service. You should expect to lose money over time; that is what a house edge means and it is stated plainly on the responsible play page. Nothing on this site is advice, and no game here is an investment.