Deposit by UPI
Enter an amount — minimum ₹100, maximum ₹2,00,000 [TO BE COMPLETED: CONFIRM LIMITS] — and the app produces a QR code and a UPI link. Scan the code from any UPI app, or tap the link to hand it straight to the UPI app on the same phone.
You never type a reference. A unique reference is already embedded in the payment request, and that is what matches your money to your account when it lands. Nothing depends on you copying a number correctly.
A UPI request stays valid for 20 minutes. After that it expires and you generate a new one — the old code is dead and paying into it is the one reliable way to make a deposit hard to trace. If you paid an expired code, contact support with the UPI transaction ID and it can be reconciled by hand.
Deposits are credited once the payment is confirmed against our own records. Most clear in minutes. If yours has not appeared and your bank shows the money left, that is a support ticket, not a lost payment.